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Fed Governor Miran says banks are over regulated, harming credit creation; he is a big supporter of Bowman's agenda

Importance
Level 1
  • Not seen anything worrisome yet in private credit despite some bumps. It is not yet worrying from a macro perspective.
  • Labour market data has been a bit better, but it is still too early to sound the all clear.
  • Does not think the US has an inflation problem at the moment.
  • Prices seem stable.
  • Monetary policy could offset the impact of credit card gaps.
  • AI will be profoundly dis-inflationary.
  • Food prices can always see outliers.
  • Reiterates Fed should cut by 100bps this year, four cuts are appropriate, sooner rather than later.
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