Citi (C) CFO says they cannot support a credit card interest rate cap. Such a cap would have a detrimental impact on the economy and restrict access to credit - conference call

Citi's CFO's remarks on opposing a credit card interest rate cap highlight concerns about potential negative impacts on credit access and economic health.

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Citigroup (C) says credit card spend by clients is up 5%

Citi (C) CFO says they cannot support a credit card interest rate cap. Such a cap would have a detrimental impact on the economy and restrict access to credit - conference call

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  • US consumer is resilient.
  • Credit card spend by clients is up 5%
  • Credit card cap could have unintended negative consequences.
  • Still preparing for Banamex IPO after a sale of 25% stake to an investor.
Context

The assertion that consumer spending remains strong, coupled with a 5% rise in credit card using clients, implies confidence in underlying economic resilience. This stance may signal to regulators a caution against changes that could disrupt access to credit in a recovering market.

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