HSBC (HSBA LN / 5 HK) Q1 (USD): Revenue 18.6bln (exp. 18.49bln). CET1 ratio 14% (exp. 14%), Pretax profit 9.38bln (exp. 9.59bln). Raises FY26 NII to USD 46bln (prev. "at least USD 45bln"); Declares first interim dividend of USD 0.10/shr

HSBC's Q1 results reflect a stronger revenue performance, beating expectations, while pre-tax profits fell slightly short.

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HSBC (HSBA LN / 5 HK) Q1 (USD): Revenue 18.6bln (exp. 18.49bln). CET1 ratio 14% (exp. 14%), Pretax profit 9.38bln (exp. 9.59bln). Raises FY26 NII to USD 46bln (prev. "at least USD 45bln"); Declares first interim dividend of USD 0.10/shr

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  • Net interest income 8.945bln (prev. 8.302bln Y/Y)
  • Net fee income 3.719bln (prev. 3.324bln Y/Y)
  • Net income from financial instruments 5.450bln (prev. 5.356bln Y/Y)
  • Insurance service result 491mln (prev. 37mln Y/Y)
  • Net operating income 17.323bln (prev. 16.773bln Y/Y)
  • Operating profit 8.602bln (prev. 8.671bln Y/Y)
  • Profit before tax 9.376bln (prev. 9.484bln Y/Y)
  • Profit after tax 7.394bln (prev. 7.570bln Y/Y)
  • EPS 0.41 (prev. 0.39 Y/Y)
  • RoTE 17.3% (prev. 17.9% Y/Y)
  • Cost efficiency ratio 46.8% (prev. 45.9% Y/Y)
Context

The increase in net interest income is positive and the raised guidance for FY26 NII indicates confidence in future earnings, although some profitability metrics are down year-on-year, suggesting margin pressure. The interim dividend declaration also signals robust cash flow, which may attract income-focused investors.

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