American Express Card Data (Dec): USCS Card Member loans 30 days past due 1.3%, net write off rate 2.1%; US small business card member loans 30 days past due 1.7%, net write of rate 2.7%

American Express Card Data (Dec): USCS Card Member loans 30 days past due 1.3%, net write off rate 2.1%; US small business card member loans 30 days past due 1.7%, net write of rate 2.7%.

The American Express card data indicates a slight uptick in delinquencies, with consumer loans 30 days past due at 1.3% and small business loans at 1.7%. While these figures reflect some stress in the consumer finance sector, they're not severe enough to dramatically alter the overall economic outlook or policy expectations. However, they may warrant attention regarding credit quality and could influence market sentiment around consumer spending and related sectors.