BoE Credit Conditions Survey (Q2'26):

Supply: 

• Lenders reported that the availability of secured credit to households was unchanged in the three months to end-May 2026 (Q2). It was expected to increase over the next three months to end-August 2026.
• Lenders reported that the availability of unsecured credit to households increased in Q2 and was expected to decrease in Q3.
• Lenders reported that the overall availability of credit to the corporate sector was unchanged in Q2. However, when broken down by size of business, lenders reported that credit availability slightly decreased for small and medium businesses, and was unchanged for large businesses in Q2 (Chart 3). Overall availability was expected to be unchanged in Q3.

Demand:

• Lenders reported that demand for secured lending for house purchase increased in Q2, and was expected to decrease in Q3. Demand for secured lending for remortgaging increased in Q2, and was expected to decrease in Q3. 
• Lenders reported that overall demand for unsecured lending was unchanged in Q2, and was expected to be unchanged in Q3. 
• Demand for other unsecured lending was reported to have increased and was expected to decrease in Q3.