Citigroup Inc. (C) Q4 2025 (USD): Adj. EPS 1.81 (exp. 1.68), Adj. Revenue 21bln (exp. 20.55bln),

• Recorded c. USD 1.2bln hit in Q4 related to sale of Russia business.

Key Metrics:

• Credit losses provision 2.2bln, primarily consisting of net credit losses in US cards.
• FICC sales & trading revenue 3.46bln (exp. 3.29bln).
• Investment Banking fees 1.29bln.

Guidance:

• FY26 NII ex-markets +5/6% Y/Y.