American Express (AXP) Q4 2025 (USD): EPS 3.53 (exp. 3.54), Revenue 18.98bln (exp. 18.92bln), Provisions for credit losses 1.4bln (exp. 1.47bln); To raise quarterly dividend to 0.95/shr

• FY revenue growth 9-10% (exp. 8.98%).
• FY EPS 17.30-17.90 (exp. 17.41).
• Provides long-term target of revenue growth 10%+ an EPS growth of mid-teens.

American Express posted mixed quarterly results for Q4 2025, with earnings slightly below expectations but revenue exceeding them, which indicates solid demand dynamics. The better-than-expected provision for credit losses suggests improved credit quality, while the raised dividend signals confidence in the company's financial health and future growth trajectory. Overall, the guidance, with FY revenue and EPS growth rates above expectations, reinforces a positive outlook for AXP, which could boost sentiment among investors and positively impact its stock performance.