PNC Financial Services (PNC) Q4 2025 (USD): EPS 4.88 (exp. 4.20), Revenue 6.07bln (exp. 5.96bln); sees Q1 share buybacks at USD 600-700mln

• NIM 2.84%.
• NII 3.73bln.
• Net income 2.03bln.

• Q1 average loans +5% Q/Q, NII +6% Q/Q, Revenue +2-3% Q/Q.

PNC Financial Services delivered strong Q4 results, beating expectations on both EPS and revenue, which could signal robust operational performance. The guidance for Q1, including significant share buybacks, suggests confidence in ongoing profitability and could support share price stability, influencing positive sentiment in the banking sector. Overall, this performance may lead to upward adjustments in analyst forecasts and a constructive outlook for investor sentiment towards PNC and potentially its peers.