Wells Fargo & Company (WFC) Q4 2025 (USD): EPS 1.62 (exp. 1.66), Revenue 21.3bln (exp. 21.64bln)

Wells Fargo's Q4 2025 earnings reported a slight miss on EPS and revenue, coming in below expectations.

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Wells Fargo & Company (WFC) Q4 2025 (USD): EPS 1.62 (exp. 1.66), Revenue 21.3bln (exp. 21.64bln)

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  • Net interest income USD 12.33bln (exp. 12.43bln)
  • Consumer banking and lending total revenue USD 9.57bln
  • Corporate and investment banking revenue USD 4.62bln
  • Wealth & investment management total revenue USD 4.36bln
  • Net charge-offs USD 1.05bln (exp. 1.06bln)
  • Non-interest expenses USD 13.73bln (exp. 13.6bln)
  • Investment banking fees USD 716mln (exp. 795.2mln)
  • Net interest margin 2.6% (exp. 2.64%)
  • Non-performing assets USD 8.50bln (exp. 7.91bln)
Context

The net interest income also fell short, suggesting pressure on the bank's profitability, particularly from its consumer and investment banking segments. This performance could raise concerns about the bank's growth outlook and may impact market sentiment towards the broader banking sector.

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