ING (INGA NA) Q4 (EUR): Pretax profit 2.1bln (prev. 2.56bln Y/Y), Revenue 5.80bln (prev. 5.41bln Y/Y), NII 3.82bln (prev. 3.68bln Y/Y), sees FY26 total income around EUR 24bln

ING (INGA NA) Q4 (EUR): Pretax profit 2.1bln (prev. 2.56bln Y/Y), Revenue 5.80bln (prev. 5.41bln Y/Y), NII 3.82bln (prev. 3.68bln Y/Y), sees FY26 total income around EUR 24bln.

ING's Q4 results show a significant year-on-year decline in pretax profit, which may raise concerns about its profitability trends despite revenue and net interest income improvements. The outlook of EUR 24 billion in total income by FY26 indicates a long-term growth strategy, but the market will likely weigh the current profit dip against this future guidance, impacting investor sentiment in the banking sector.