Headlines

Lloyds Banking Group (LLOY LN) Q4 2025 (GBP): Statutory pre-tax profit 1.98bln (exp. 1.72bln), NIM 3.1% (exp. 3.1%), NII 3.53bln (exp. 3.54bln); sees 2026 ROTE above +16% (exp. +16%, previously guided +15%), announces a buyback of up to GBP 1.75bln

Newsquawk Staff ·

  • Operating costs 2.59bln (exp. 2.58bln)
  • Net Income 4.744bln (prev. 4.378bln Y/Y)
  • EPS 2.2p (prev. 1p Y/Y)

What it means

Lloyds Banking Group's Q4 2025 results show a strong statutory pre-tax profit of £1.98 billion, exceeding expectations, which enhances confidence in the bank's performance. Additionally, the announced share buyback of up to £1.75 billion and an upgraded return on tangible equity forecast signify a robust outlook, potentially impacting share valuations positively while indicating effective capital management. Overall, this performance, particularly the beat on pre-tax profit and the revised 2026 ROTE guidance, may strengthen investor sentiment towards Lloyds and the banking sector overall.

Sources

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